Life Insurance
Life Insurance is a cost effective way to guarantee liquidity for beneficiaries. It provides a lump sum to settle commitments such as outstanding mortgage bonds, children’s education and estate taxes in the event of the death, disability or a dreaded disease of the insured.
Disability Insurance
We specialize insuring our professional and self- employed clients. This insurance will be paid either in a lump sum or on monthly basis should our client become temporary or per mentally disabled. Income protection policies are tax deductible in the hands of the policy holder and lump sum disability claims are paid out tax-free.
A disability is; living a living death
Business Insurance
This complex field includes shareholder buy & sell agreements, key person insurance. The use of life insurance cover would be paid out to protect business partners share interests.
Supporting legal agreements are prepared internally to reduce cost and delay.